Save Money In 2009 By Organizing Your Paperwork

Now is the time to tackle those piles on your desk and get organized. How can that save money? When people struggle with clutter they frequently lose track of their bills, which can lead to late payments. The average credit card late fee is $26! Many are as high as $39.

Avoid late fees by opening all your mail and put all bills in an action file. Note in your calendar when all your bills are due.